Vernam

The Future Of Insurance

The world's first 0% commission insurance on the blockchain. Our goal is to revolutionize the insurance industry! We are probably the first company in the world ready to implement a high-end technological solution which will dramatically lower the cost of insurance services while making the business way more efficient and friendly for all parties-from End Clients to major Insurance Companies! Vernam utilizes blockchain technology to provide: 1. Competitive online marketplace for conventional insurance products by the biggest insurance companies 2. Generous compensation - up to 30% of the policy premium in Vernam tokens (VRN) is returned to clients 3. “CryptoSafe” - a smart contract, guaranteeing that when a defined set of events occur, the client will be compensated with a certain amount of Vernam Tokens (VRN). The newest and most innovative blockchain based insurance product that Vernam will introduce.

Roadmap

1

Founders joined efforts to change the insurance industry and started building the Vernam concept.

2

Concept was validated by experienced InsurTech executives, who later joined the team.

3

Angel investment received, start of platform development.

4

Start of the preparation for a token sale.

5

Listed on an exchange.

6

Vernam platform MVP launch and testing.

7

Vernam broker starting operation in several markets.

8

First CryptoSafe smart contracts signed. Vernam mobile app launch.

9

Development of additional smart contract insurance products.

10

Operating on 8+ key European markets.

Team

PhD Student, MBA Roman Angelov

CEO, Co-founder

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Ivan Georgiev

Co-founder

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PhD Student, Dipl. Eng Dimitar Mitrev

Co-founder

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HBS MBA, Borislav Stefanov

Business Developer

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Vesselin Zahariev

Financial Expert

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PhD, Prof. Zhelyo Hristozov

Insurance Director

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René Rosenberg

German Operations

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George Matev

General Legal Counsel

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Nadya Kaloyanova

CMO

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Venimir Petkov

Blockchain & Crypto Expert and Developer

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Sevgin Mustafov

Blockchain & Crypto Expert and Developer

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George Spasov

Blockchain & Crypto Expert and Developer

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Branimir Minkov

CTO

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PhD, Prof. Angel Doraliyski

Strategic Planning

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Milen Radkov

Blockchain developer

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Boris Cuchran

Insurance Expert

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Alexander Shirletov

Financial Expert

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Ivan Manchev

Marketing Advisor

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Nick Todorov

Blockchain & Crypto Expert

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Nathan Christian

Advisor

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Jason Hung

Advisor

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Simon Cocking

Advisor

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Theodor Tamvakidis

Advisor

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Borislav Iliev

Advisor

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Rating

Pre-sale start

05/15/18

d h m s

Schedule

PRE-SALE

from 05/15/18 to 06/04/18

TOKEN SALE

from 06/04/18 to 07/15/18

Details

Platform: Ethereum

Soft Cap: 3,400,000 USD

Hard Cap: 42,500,000 USD

Token Symbol: vrn

Total Supply of Tokens: 1,000,000,000

Tokens Available for Sale: 50%

KYC: true

Can’t participate: Singapore (Total Restriction)United States (Total Restriction)China (Total Restriction)

Accepts: ETH, BTC

Registered Company: Bulgaria